Site: Florida Bankruptcy News
Prospective Changes to Florida?s Foreclosure Laws ?
Publish Date: Sat, 25 Feb 2012 06:24:11 +0000
Coming Changes in Florida Foreclosure Law
Stripping 2nd Mortgage Liens in Chapter 13 Cases
Publish Date: Sat, 15 Oct 2011 02:30:07 +0000
If a second mortgage on your principal residence is wholly unsecured, you may be able to strip a 2nd mortgage lien from a homestead property in a Chapter 13 case (meaning convert it to an unsecured loan and ultimately obtain a discharge upon completion of the Chapter 13 Plan). A motion and hearing is required, [...]
Osborne vs. Dumoulin: Availability of Florida?s $4,000 Wild Card Personal Property Exemption
Publish Date: Thu, 06 Oct 2011 01:56:45 +0000
In Osborne vs. Dumoulin, the Florida Supreme Court rephrased and answered the following certified question in the negative:
Whether for the purpose of the statutory personal exemption in section 222.25(4), a debtor in bankruptcy receives the benefit of Florida’s article X, section 4, constitutional homestead exemption where the debtor owns homestead property but does not [...]
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